Fixed speed mortgages
Your monthly premiums will always be exactly the same through the fixed term duration, whether interest levels rise or down.
Purchase to allow mortgages
This diverse range includes home in several Occupation (HMO) mortgages (housing up to and including six renters), and is specifically created for individuals purchasing properties to rent.
Shared Ownership mortgages
According to where you purchase, a Shared Ownership mortgage could considerably reduce steadily the size of the deposit — a choice for getting your foot regarding the property ladder.
Interest Only mortgages
You’d be making monthly premiums towards the attention in the amount you’ve lent. Then by the end of your home loan term, you’ll repay the full amount lent. You’d be likely to possess a repayment that is credible in position, showing just how you’d repay the mortgage at this stage.
Pension Interest Just (RIO) mortgages
Having a RIO home loan, your month-to-month repayments only cover the attention charged in your loan. Then a complete stability must be repaid following what’s called a ‘life event’.
At that time, the purchase of the property is likely to be utilized once the payment strategy. The difference will still need to be repaid using other means so it’s worth considering that, if the value of your home is less than the outstanding loan. You’ll find out more info on RIO by pressing the switch below.
Reduced Rate mortgages
To keep expenses down whenever you’re creating your home that is new adjustable rate of interest is paid down for a collection time. After that it increases for the remaining regarding the home loan period.
Adjustable Rate mortgages
Unlike fixed rates, the interest price can move up along with down. These prices often apply as soon as your mortgage deal wraps up, like each time a fixed rate term finishes. installment loans in louisiana Nevertheless many people might choose these mortgages, simply because they frequently come without any repayment that is early.
If you’re buying a vacation house to let down to others, or even for your self, take a good look at our specifically designed Holiday allow mortgages. For properties purchased in England, Scotland or Wales.
Straight to Buy mortgages
We’ve got a variety of mortgages giving support to the government’s directly to Buy scheme. This scheme was created to allow you to purchase the house you rent at a currently discount price.
2nd Home mortgages
An assortment designed for individuals buying an additional home that is residential. We may be able to help whether it’s because of your work circumstances, or for your family.
Existing Clients
We possibly may monitor and/or record your phone conversations aided by the community to guarantee constant solution levels as well as for colleague training purposes. By email and not using our secure email facility, please remember not to send any personal, financial or banking information because your information isn’t secure if you are contacting us.
Leeds Building Society is really user associated with the Building Societies Association.
The merchandise and solutions on this website are available to British residents just. Mortgage candidates must certanly be 18 years or higher. Mortgages are at the mercy of eligibility, status and economic standing.
The Society’s primary company is the supply of cost savings items and mortgages.
Leeds Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) while the Prudential Regulation Authority. Leeds Building Society is registered regarding the Financial solutions Register under quantity 164992. You should check this in the FCA internet site at www. Fca.org.uk/firms/systems-reporting/register or by calling 0800 111 6768. Purchase to allow mortgages that are for company purposes are exempt from FCA Rules.
Head office: 105 Albion Street, Leeds, LS1 5AS
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