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You don always have the luxury of only picking the jobs you

But it definitely doesn have to be the $200k+ figure most people like to quote.Insurance is pretty cheap for me right now, and hopefully will stay cheap for the next year or two with subsidies now that my income is so low. It rise in the future, I sure. But by then, hopefully my income or my investments will grow as well.For catastrophic events, I have an emergency fund that can cover most things.

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